/* ════════════════════════════════════════════════════════
   DebtFlow — app.css  v3  "Light & Modern"
   Fonts: Outfit (display) · Inter (body)
   ════════════════════════════════════════════════════════ */
@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@400;500;600;700;800;900&family=Inter:wght@400;500;600&display=swap');

:root {
  /* Backgrounds */
  --bg:       #f0f4f8;
  --surface:  #ffffff;
  --surface2: #f8fafc;
  --surface3: #f1f5f9;

  /* Brand */
  --indigo:   #4f46e5;
  --indigo2:  #4338ca;
  --indigo-light: #eef2ff;
  --sky:      #0ea5e9;
  --sky-light:#e0f2fe;
  --teal:     #0d9488;
  --teal-light:#ccfbf1;
  --amber:    #f59e0b;
  --amber-light:#fef3c7;
  --rose:     #f43f5e;
  --rose-light:#ffe4e6;
  --violet:   #7c3aed;
  --violet-light:#ede9fe;
  --emerald:  #10b981;
  --emerald-light:#d1fae5;

  /* Text */
  --text:     #0f172a;
  --text2:    #475569;
  --text3:    #94a3b8;
  --text4:    #cbd5e1;

  /* Borders & Shadows */
  --border:   #e2e8f0;
  --border2:  #f1f5f9;
  --shadow-sm:0 1px 3px rgba(15,23,42,.08), 0 1px 2px rgba(15,23,42,.04);
  --shadow:   0 4px 12px rgba(15,23,42,.08), 0 2px 4px rgba(15,23,42,.04);
  --shadow-md:0 8px 24px rgba(15,23,42,.1), 0 4px 8px rgba(15,23,42,.05);
  --shadow-lg:0 20px 48px rgba(15,23,42,.12), 0 8px 16px rgba(15,23,42,.06);

  --radius:   .875rem;
  --radius-sm:.5rem;
  --tr:       .18s ease;
  --sb:       252px;
}

*,*::before,*::after { box-sizing:border-box; margin:0; padding:0; }
html  { scroll-behavior:smooth; }
body  {
  font-family:'Inter',system-ui,sans-serif;
  background:var(--bg); color:var(--text);
  font-size:14px; line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a { color:inherit; text-decoration:none; }
img { max-width:100%; }
input,select,textarea,button { font-family:inherit; }

::-webkit-scrollbar { width:5px; height:5px; }
::-webkit-scrollbar-track { background:var(--bg); }
::-webkit-scrollbar-thumb { background:var(--border); border-radius:3px; }
::-webkit-scrollbar-thumb:hover { background:var(--indigo); }

/* ══ App Shell ════════════════════════════════════════ */
body { display:flex; }

/* ── Sidebar ──────────────────────────────────────────── */
.sidebar {
  width:var(--sb); flex-shrink:0;
  background:var(--surface);
  border-right:1px solid var(--border);
  display:flex; flex-direction:column;
  position:fixed; top:0; left:0; height:100vh;
  z-index:200; overflow-y:auto;
  transition:transform var(--tr);
  box-shadow:var(--shadow-sm);
}
.sidebar-logo {
  padding:1.25rem 1.25rem .9rem;
  border-bottom:1px solid var(--border);
  display:flex; align-items:center; gap:.65rem; flex-shrink:0;
}
.logo-icon {
  width:36px; height:36px; border-radius:.625rem; flex-shrink:0;
  background:linear-gradient(135deg,var(--indigo),var(--violet));
  display:flex; align-items:center; justify-content:center;
  box-shadow:0 4px 12px rgba(79,70,229,.3);
}
.logo-text { font-family:'Outfit',sans-serif; font-weight:800; font-size:1.1rem; color:var(--text); }
.logo-text span { color:var(--indigo); }

.sidebar-nav { flex:1; padding:.625rem 0; overflow-y:auto; }
.nav-section  { margin-bottom:.25rem; }
.nav-label {
  font-size:.65rem; font-weight:700; letter-spacing:.09em;
  color:var(--text3); text-transform:uppercase;
  padding:.625rem 1.25rem .2rem;
}
.nav-link {
  display:flex; align-items:center; gap:.7rem;
  padding:.58rem 1.25rem; color:var(--text2);
  font-size:.865rem; font-weight:500;
  cursor:pointer; position:relative;
  transition:color var(--tr), background var(--tr);
  margin:1px .5rem; border-radius:var(--radius-sm);
}
.nav-link:hover { color:var(--indigo); background:var(--indigo-light); }
.nav-link.active {
  color:var(--indigo); background:var(--indigo-light); font-weight:600;
}
.nav-link.active::before {
  content:''; position:absolute; left:0; top:20%; bottom:20%;
  width:3px; background:var(--indigo); border-radius:0 2px 2px 0;
}
.nav-link svg { flex-shrink:0; opacity:.8; }
.nav-link.active svg { opacity:1; }
.nav-link-danger:hover { color:var(--rose); background:var(--rose-light); }
.nav-notif-dot { width:7px; height:7px; border-radius:50%; background:var(--rose); margin-left:auto; }

.sidebar-footer {
  padding:.875rem 1.25rem; border-top:1px solid var(--border); flex-shrink:0;
}
.user-chip {
  display:flex; align-items:center; gap:.65rem;
  padding:.5rem .625rem; border-radius:var(--radius-sm);
  cursor:pointer; transition:background var(--tr); text-decoration:none;
}
.user-chip:hover { background:var(--surface3); }
.user-av {
  width:34px; height:34px; border-radius:50%; flex-shrink:0;
  background:linear-gradient(135deg,var(--indigo),var(--violet));
  display:flex; align-items:center; justify-content:center;
  font-size:.75rem; font-weight:800; color:#fff;
  box-shadow:0 2px 8px rgba(79,70,229,.3);
}
.user-name { font-size:.82rem; font-weight:600; color:var(--text); line-height:1.3; }
.user-role { font-size:.7rem; color:var(--text3); }

.sidebar-overlay { display:none; position:fixed; inset:0; background:rgba(15,23,42,.4); z-index:199; }
.sidebar-overlay.open { display:block; }

/* ── Main Content ─────────────────────────────────────── */
.main-content { flex:1; margin-left:var(--sb); display:flex; flex-direction:column; min-height:100vh; }
.topbar {
  height:60px; background:var(--surface);
  border-bottom:1px solid var(--border);
  display:flex; align-items:center;
  padding:0 1.75rem; gap:1rem;
  position:sticky; top:0; z-index:100;
  flex-shrink:0; box-shadow:var(--shadow-sm);
}
.topbar .topbar-title { font-family:'Outfit',sans-serif; font-weight:700; font-size:1.05rem; flex:1; color:var(--text); }
.topbar-actions { display:flex; align-items:center; gap:.5rem; }
.hamburger { display:none; background:none; border:none; color:var(--text2); cursor:pointer; padding:.3rem; }

.notif-btn {
  width:38px; height:38px; border-radius:var(--radius-sm);
  background:var(--surface3); border:1px solid var(--border);
  color:var(--text2); cursor:pointer; flex-shrink:0;
  display:flex; align-items:center; justify-content:center;
  position:relative; transition:all var(--tr);
}
.notif-btn:hover { background:var(--indigo-light); border-color:var(--indigo); color:var(--indigo); }
.notif-badge {
  position:absolute; top:-4px; right:-4px;
  background:var(--rose); color:#fff; border-radius:50%;
  width:16px; height:16px; font-size:.6rem; font-weight:800;
  display:flex; align-items:center; justify-content:center;
}
.page-content { flex:1; padding:1.75rem; }

/* ══ Page Header ══════════════════════════════════════ */
.page-header { display:flex; align-items:flex-start; justify-content:space-between; gap:1rem; margin-bottom:1.75rem; flex-wrap:wrap; }
.page-title  { font-family:'Outfit',sans-serif; font-size:1.6rem; font-weight:800; color:var(--text); line-height:1.2; }
.page-sub    { color:var(--text3); font-size:.85rem; margin-top:.2rem; }

/* ══ Cards ════════════════════════════════════════════ */
.card {
  background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); overflow:hidden;
  box-shadow:var(--shadow-sm);
}
.card:hover { box-shadow:var(--shadow); }
.card-header {
  padding:1rem 1.375rem; border-bottom:1px solid var(--border);
  display:flex; align-items:center; justify-content:space-between; gap:1rem;
}
.card-title { font-family:'Outfit',sans-serif; font-weight:700; font-size:.95rem; color:var(--text); }
.mt-20 { margin-top:1.25rem; }
.cards-grid { display:grid; gap:1.1rem; }
.cards-2    { grid-template-columns:repeat(2,1fr); }
.cards-3    { grid-template-columns:repeat(3,1fr); }
.cards-4    { grid-template-columns:repeat(4,1fr); }
.cards-auto { grid-template-columns:repeat(auto-fill,minmax(280px,1fr)); }

/* ══ Stat Cards ═══════════════════════════════════════ */
.stat-card {
  background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); padding:1.25rem;
  display:flex; align-items:center; gap:1rem;
  transition:all var(--tr); box-shadow:var(--shadow-sm);
  position:relative; overflow:hidden;
}
.stat-card::before {
  content:''; position:absolute; top:0; left:0; right:0; height:3px;
  background:linear-gradient(90deg,var(--accent-a,var(--indigo)),var(--accent-b,var(--violet)));
}
.stat-card:hover { box-shadow:var(--shadow-md); transform:translateY(-2px); }
.stat-card.gold   { --accent-a:var(--amber);   --accent-b:#f97316; }
.stat-card.teal   { --accent-a:var(--teal);    --accent-b:var(--sky); }
.stat-card.violet { --accent-a:var(--violet);  --accent-b:var(--indigo); }
.stat-card.rose   { --accent-a:var(--rose);    --accent-b:#f97316; }

.stat-icon {
  width:48px; height:48px; border-radius:var(--radius-sm); flex-shrink:0;
  display:flex; align-items:center; justify-content:center;
}
.icon-indigo { background:var(--indigo-light);   color:var(--indigo); }
.icon-gold   { background:var(--amber-light);    color:var(--amber); }
.icon-teal   { background:var(--teal-light);     color:var(--teal); }
.icon-violet { background:var(--violet-light);   color:var(--violet); }
.icon-rose   { background:var(--rose-light);     color:var(--rose); }
.icon-sky    { background:var(--sky-light);      color:var(--sky); }
.icon-emerald{ background:var(--emerald-light);  color:var(--emerald); }

.stat-body   { display:flex; flex-direction:column; gap:.15rem; }
.stat-label  { font-size:.72rem; color:var(--text3); text-transform:uppercase; letter-spacing:.06em; font-weight:600; }
.stat-value  { font-family:'Outfit',sans-serif; font-size:1.35rem; font-weight:800; color:var(--text); line-height:1.1; }
.stat-sub    { font-size:.75rem; color:var(--text3); }

/* ══ Loan Cards ═══════════════════════════════════════ */
.loan-card {
  background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); overflow:hidden;
  transition:all var(--tr); box-shadow:var(--shadow-sm);
}
.loan-card:hover { box-shadow:var(--shadow-md); transform:translateY(-3px); border-color:var(--indigo); }
.loan-card-header { padding:1rem 1.375rem; display:flex; align-items:flex-start; justify-content:space-between; border-bottom:1px solid var(--border); }
.loan-name   { font-family:'Outfit',sans-serif; font-weight:700; font-size:1rem; color:var(--text); }
.badge { font-size:.65rem; font-weight:700; padding:.25rem .65rem; border-radius:99px; text-transform:uppercase; letter-spacing:.04em; }
.badge-peer,.badge-teal     { background:var(--teal-light);    color:var(--teal); }
.badge-bank,.badge-gold     { background:var(--amber-light);   color:var(--amber); }
.badge-card,.badge-violet   { background:var(--violet-light);  color:var(--violet); }
.badge-indigo               { background:var(--indigo-light);  color:var(--indigo); }

.loan-card-body   { padding:1rem 1.375rem; }
.loan-amounts     { display:flex; gap:1.5rem; margin-bottom:.9rem; flex-wrap:wrap; }
.amount-item      { display:flex; flex-direction:column; gap:.1rem; }
.amount-label     { font-size:.68rem; color:var(--text3); text-transform:uppercase; letter-spacing:.04em; font-weight:600; }
.amount-value     { font-family:'Outfit',sans-serif; font-weight:700; font-size:.95rem; color:var(--text); }
.amount-value.outstanding { color:var(--rose); }
.amount-value.paid        { color:var(--emerald); }

.progress-wrap    { margin-bottom:.9rem; }
.progress-bar-bg  { height:6px; background:var(--surface3); border-radius:99px; overflow:hidden; }
.progress-bar-fill{ height:100%; border-radius:99px; background:linear-gradient(90deg,var(--indigo),var(--violet)); transition:width .6s ease; }
.progress-label   { display:flex; justify-content:space-between; font-size:.7rem; color:var(--text3); margin-top:.3rem; font-weight:500; }
.loan-meta        { display:flex; flex-wrap:wrap; gap:.4rem; margin-bottom:.9rem; }
.meta-tag         { font-size:.7rem; background:var(--surface3); border:1px solid var(--border); border-radius:.375rem; padding:.2rem .55rem; color:var(--text2); font-weight:500; }
.loan-card-footer { padding:.75rem 1.375rem; border-top:1px solid var(--border); display:flex; gap:.5rem; flex-wrap:wrap; background:var(--surface2); }

/* ══ Buttons ══════════════════════════════════════════ */
.btn-primary {
  display:inline-flex; align-items:center; gap:.45rem;
  padding:.58rem 1.2rem; border-radius:var(--radius-sm);
  background:linear-gradient(135deg,var(--indigo),var(--indigo2));
  color:#fff; font-weight:600; font-size:.845rem; border:none; cursor:pointer;
  transition:all var(--tr); box-shadow:0 4px 12px rgba(79,70,229,.3);
}
.btn-primary:hover { opacity:.92; transform:translateY(-1px); box-shadow:0 6px 16px rgba(79,70,229,.35); }

.btn-secondary {
  display:inline-flex; align-items:center; gap:.45rem;
  padding:.58rem 1.1rem; border-radius:var(--radius-sm);
  background:var(--surface); border:1.5px solid var(--border);
  color:var(--text2); font-weight:600; font-size:.845rem; cursor:pointer;
  transition:all var(--tr);
}
.btn-secondary:hover { border-color:var(--indigo); color:var(--indigo); background:var(--indigo-light); }

.btn-ghost {
  display:inline-flex; align-items:center; gap:.45rem;
  padding:.55rem .9rem; border-radius:var(--radius-sm);
  background:transparent; border:none;
  color:var(--text3); font-weight:500; font-size:.845rem; cursor:pointer;
  transition:color var(--tr);
}
.btn-ghost:hover { color:var(--text); }

.btn-teal {
  display:inline-flex; align-items:center; gap:.35rem;
  padding:.45rem .9rem; border-radius:.4rem;
  background:var(--teal-light); border:1.5px solid rgba(13,148,136,.3);
  color:var(--teal); font-weight:600; font-size:.8rem; cursor:pointer;
  transition:all var(--tr);
}
.btn-teal:hover { background:rgba(13,148,136,.2); }

.btn-violet {
  display:inline-flex; align-items:center; gap:.35rem;
  padding:.45rem .9rem; border-radius:.4rem;
  background:var(--violet-light); border:1.5px solid rgba(124,58,237,.3);
  color:var(--violet); font-weight:600; font-size:.8rem; cursor:pointer;
  transition:all var(--tr);
}
.btn-violet:hover { background:rgba(124,58,237,.2); }

.btn-icon {
  width:32px; height:32px; border-radius:var(--radius-sm);
  border:1.5px solid var(--border); background:var(--surface);
  color:var(--text3); cursor:pointer;
  display:inline-flex; align-items:center; justify-content:center;
  transition:all var(--tr);
}
.btn-icon:hover { border-color:var(--text2); color:var(--text); background:var(--surface3); }
.btn-danger:hover { border-color:var(--rose); color:var(--rose); background:var(--rose-light); }

.btn-sm {
  padding:.35rem .75rem; border-radius:.375rem;
  font-size:.78rem; font-weight:600; cursor:pointer;
  border:1.5px solid var(--border); background:var(--surface);
  color:var(--text2); transition:all var(--tr);
}
.btn-sm:hover, .btn-edit:hover { border-color:var(--indigo); color:var(--indigo); background:var(--indigo-light); }
.btn-pay:hover  { border-color:var(--emerald); color:var(--emerald); background:var(--emerald-light); }
.btn-hist:hover { border-color:var(--violet); color:var(--violet); background:var(--violet-light); }
.btn-link:hover { border-color:var(--sky); color:var(--sky); background:var(--sky-light); }

/* ══ Forms ════════════════════════════════════════════ */
.form-group { display:flex; flex-direction:column; gap:.35rem; margin-bottom:1rem; }
.form-row   { display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
label       { font-size:.8rem; font-weight:600; color:var(--text2); }
.form-control {
  background:var(--surface); border:1.5px solid var(--border);
  border-radius:var(--radius-sm); color:var(--text); padding:.6rem .875rem;
  font-size:.875rem; width:100%; outline:none;
  transition:border-color var(--tr), box-shadow var(--tr);
}
.form-control:focus { border-color:var(--indigo); box-shadow:0 0 0 3px rgba(79,70,229,.1); }
.form-control::placeholder { color:var(--text4); }
select.form-control option { background:var(--surface); }
.form-hint    { font-size:.72rem; color:var(--text3); }
.form-actions { display:flex; justify-content:flex-end; gap:.75rem; padding-top:.5rem; }

/* ══ Modals ═══════════════════════════════════════════ */
.modal-overlay {
  position:fixed; inset:0; background:rgba(15,23,42,.5);
  z-index:500; display:flex; align-items:center; justify-content:center;
  padding:1rem; backdrop-filter:blur(4px);
  animation:fadeIn .18s ease;
}
@keyframes fadeIn { from{opacity:0} to{opacity:1} }
.modal {
  background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); width:100%; max-width:560px;
  max-height:90vh; overflow-y:auto;
  animation:slideUp .22s ease;
  box-shadow:var(--shadow-lg);
}
.modal-lg { max-width:720px; }
@keyframes slideUp { from{transform:translateY(16px);opacity:0} to{transform:translateY(0);opacity:1} }
.modal-header {
  padding:1.1rem 1.375rem; border-bottom:1px solid var(--border);
  display:flex; align-items:center; justify-content:space-between;
  background:var(--surface2);
}
.modal-header h3 { font-family:'Outfit',sans-serif; font-weight:700; font-size:.95rem; color:var(--text); }
.modal-close {
  width:30px; height:30px; border-radius:var(--radius-sm); border:none;
  background:var(--surface); color:var(--text2); cursor:pointer; font-size:1.1rem;
  display:flex; align-items:center; justify-content:center;
  transition:all var(--tr); border:1.5px solid var(--border);
}
.modal-close:hover { background:var(--rose-light); border-color:var(--rose); color:var(--rose); }
.modal form { padding:1.375rem; }

/* ══ Tables ═══════════════════════════════════════════ */
.table-wrap  { overflow-x:auto; }
.data-table  { width:100%; border-collapse:collapse; }
.data-table th {
  font-size:.7rem; font-weight:700; text-transform:uppercase;
  letter-spacing:.06em; color:var(--text3);
  padding:.7rem 1.1rem; text-align:left;
  border-bottom:2px solid var(--border);
  white-space:nowrap; background:var(--surface2);
}
.data-table td { padding:.7rem 1.1rem; border-bottom:1px solid var(--border); font-size:.86rem; color:var(--text2); }
.data-table tr:last-child td { border-bottom:none; }
.data-table tr:hover td { background:var(--surface2); color:var(--text); }
.td-amount { font-family:'Outfit',sans-serif; font-weight:700; color:var(--emerald) !important; }
.td-num    { color:var(--text4) !important; font-size:.8rem; }
.td-ref    { font-size:.78rem; color:var(--text3) !important; font-family:monospace; }

/* ══ Filter Bar ═══════════════════════════════════════ */
.filter-bar  { margin-bottom:1rem; }
.filter-form { display:flex; gap:.75rem; flex-wrap:wrap; align-items:center; }
.filter-input {
  background:var(--surface); border:1.5px solid var(--border);
  border-radius:var(--radius-sm); color:var(--text); padding:.5rem .75rem;
  font-size:.86rem; outline:none; transition:border-color var(--tr);
}
.filter-input:focus { border-color:var(--indigo); }

/* ══ Empty State ══════════════════════════════════════ */
.empty-state { display:flex; flex-direction:column; align-items:center; gap:.875rem; padding:3.5rem 2rem; color:var(--text3); text-align:center; }
.empty-state svg { opacity:.25; }
.empty-state p   { font-size:.9rem; }

/* ══ Flash / Toast ════════════════════════════════════ */
#flash-container { position:fixed; bottom:1.5rem; right:1.5rem; z-index:999; display:flex; flex-direction:column; gap:.5rem; pointer-events:none; }
.flash {
  display:flex; align-items:center; gap:.75rem;
  padding:.75rem 1.1rem; border-radius:var(--radius-sm);
  font-size:.845rem; font-weight:500; min-width:260px;
  pointer-events:all; box-shadow:var(--shadow-lg);
  animation:slideInRight .22s ease;
}
@keyframes slideInRight { from{transform:translateX(40px);opacity:0} to{transform:translateX(0);opacity:1} }
.flash-success { background:#f0fdf4; border:1.5px solid #86efac; color:#166534; }
.flash-error   { background:#fff1f2; border:1.5px solid #fca5a5; color:#9f1239; }
.flash-info    { background:#fffbeb; border:1.5px solid #fcd34d; color:#92400e; }

/* ══ Charts ═══════════════════════════════════════════ */
.chart-wrap        { padding:1.25rem; position:relative; }
.chart-wrap canvas { max-height:280px; }
.chart-legend { display:flex; gap:1rem; flex-wrap:wrap; padding:0 1.25rem .9rem; }
.legend-item  { display:flex; align-items:center; gap:.4rem; font-size:.78rem; color:var(--text2); font-weight:500; }
.legend-dot   { width:10px; height:10px; border-radius:50%; flex-shrink:0; }

/* ══ Notifications Panel ══════════════════════════════ */
.notif-panel {
  position:fixed; top:60px; right:0; width:320px;
  background:var(--surface); border:1px solid var(--border);
  border-top:none; border-radius:0 0 var(--radius) var(--radius);
  z-index:300; max-height:70vh; overflow-y:auto;
  box-shadow:var(--shadow-lg); display:none;
}
.notif-panel.open { display:block; animation:slideDown .2s ease; }
@keyframes slideDown { from{opacity:0;transform:translateY(-8px)} to{opacity:1;transform:translateY(0)} }
.notif-item { padding:.8rem 1.1rem; border-bottom:1px solid var(--border); font-size:.82rem; display:flex; gap:.5rem; }
.notif-item:last-child { border-bottom:none; }
.notif-item.unread { background:var(--indigo-light); }
.notif-dot  { width:6px; height:6px; border-radius:50%; background:var(--indigo); flex-shrink:0; margin-top:.35rem; }
.notif-text { color:var(--text2); line-height:1.5; }
.notif-time { font-size:.7rem; color:var(--text3); margin-top:.15rem; }

/* ══ Auth Pages ═══════════════════════════════════════ */
.auth-page {
  min-height:100vh; background:linear-gradient(135deg,#eef2ff 0%,#f0f4f8 40%,#fdf2f8 100%);
  display:flex; align-items:center; justify-content:center;
  padding:1.5rem; position:relative; overflow:hidden; width:100%;
}
.auth-page::before {
  content:''; position:absolute; top:-20%; right:-10%;
  width:600px; height:600px; border-radius:50%;
  background:radial-gradient(circle,rgba(79,70,229,.08) 0%,transparent 70%);
  pointer-events:none;
}
.auth-page::after {
  content:''; position:absolute; bottom:-20%; left:-10%;
  width:500px; height:500px; border-radius:50%;
  background:radial-gradient(circle,rgba(124,58,237,.06) 0%,transparent 70%);
  pointer-events:none;
}
#auth-canvas { position:absolute; inset:0; opacity:.3; }
.auth-card {
  background:var(--surface); border:1px solid var(--border);
  border-radius:calc(var(--radius)*1.5); width:100%; max-width:420px;
  padding:2.25rem; position:relative; z-index:2;
  box-shadow:var(--shadow-lg);
  animation:slideUp .3s ease;
}
.auth-logo { text-align:center; margin-bottom:2rem; }
.auth-logo-icon {
  width:56px; height:56px; border-radius:1rem;
  background:linear-gradient(135deg,var(--indigo),var(--violet));
  display:flex; align-items:center; justify-content:center; margin:0 auto .875rem;
  box-shadow:0 8px 24px rgba(79,70,229,.3);
}
.auth-logo h1   { font-family:'Outfit',sans-serif; font-size:1.5rem; font-weight:800; color:var(--text); }
.auth-logo p    { color:var(--text3); font-size:.86rem; margin-top:.3rem; }
.auth-link      { color:var(--indigo); font-weight:600; }
.auth-link:hover{ text-decoration:underline; }
.auth-footer    { text-align:center; color:var(--text3); font-size:.83rem; margin-top:1.375rem; }
.auth-divider   { height:1px; background:var(--border); margin:1.25rem 0; }

/* ══ Landing Page ═════════════════════════════════════ */
.landing { background:var(--surface); overflow:hidden; }
#landing-canvas { position:fixed; inset:0; pointer-events:none; z-index:0; opacity:.2; }

.landing-nav {
  position:fixed; top:0; left:0; right:0; z-index:100;
  padding:.9rem 2rem; display:flex; align-items:center; justify-content:space-between;
  backdrop-filter:blur(20px); background:rgba(255,255,255,.88);
  border-bottom:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
.landing-nav-logo { font-family:'Outfit',sans-serif; font-weight:800; font-size:1.2rem; color:var(--text); display:flex; align-items:center; gap:.5rem; }
.landing-nav-logo span { color:var(--indigo); }
.landing-nav-links { display:flex; gap:1.25rem; align-items:center; }
.landing-nav-links a { color:var(--text2); font-size:.875rem; font-weight:500; transition:color .2s; }
.landing-nav-links a:hover { color:var(--indigo); }
.nav-cta {
  background:linear-gradient(135deg,var(--indigo),var(--indigo2)) !important;
  color:#fff !important; font-weight:700 !important;
  padding:.5rem 1.25rem !important; border-radius:var(--radius-sm) !important;
  box-shadow:0 4px 12px rgba(79,70,229,.3);
}

.hero {
  min-height:100vh; display:flex; flex-direction:column;
  align-items:center; justify-content:center;
  padding:7rem 2rem 5rem; text-align:center; position:relative; z-index:1;
  background:linear-gradient(180deg,#fff 0%,#f0f4ff 100%);
}
.hero-badge {
  display:inline-flex; align-items:center; gap:.5rem;
  background:var(--indigo-light); border:1.5px solid rgba(79,70,229,.2);
  color:var(--indigo); border-radius:99px; padding:.35rem 1rem;
  font-size:.78rem; font-weight:700; margin-bottom:1.5rem;
  letter-spacing:.02em;
}
.hero h1 {
  font-family:'Outfit',sans-serif; font-size:clamp(2.75rem,6vw,5rem);
  font-weight:900; line-height:1.08; margin-bottom:1.25rem;
  color:var(--text);
}
.hero h1 .gradient-text {
  background:linear-gradient(135deg,var(--indigo),var(--violet));
  -webkit-background-clip:text; -webkit-text-fill-color:transparent;
}
.hero p { color:var(--text2); font-size:clamp(.95rem,2vw,1.15rem); max-width:560px; margin:0 auto 2.25rem; line-height:1.7; }
.hero-btns { display:flex; gap:1rem; justify-content:center; flex-wrap:wrap; margin-bottom:3.5rem; }
.hero-btn-primary {
  padding:.875rem 2rem; border-radius:var(--radius-sm);
  background:linear-gradient(135deg,var(--indigo),var(--indigo2));
  color:#fff; font-weight:700; font-size:.95rem; border:none; cursor:pointer;
  transition:all .2s; display:inline-block;
  box-shadow:0 6px 20px rgba(79,70,229,.35);
}
.hero-btn-primary:hover { transform:translateY(-2px); box-shadow:0 10px 28px rgba(79,70,229,.4); }
.hero-btn-secondary {
  padding:.875rem 2rem; border-radius:var(--radius-sm);
  background:var(--surface); border:2px solid var(--border);
  color:var(--text); font-weight:600; font-size:.95rem; cursor:pointer;
  transition:all .2s; display:inline-block;
}
.hero-btn-secondary:hover { border-color:var(--indigo); color:var(--indigo); background:var(--indigo-light); }

.hero-counters { display:flex; gap:3rem; justify-content:center; flex-wrap:wrap; }
.counter-item  { text-align:center; }
.counter-val {
  font-family:'Outfit',sans-serif; font-weight:900; font-size:2.25rem;
  background:linear-gradient(135deg,var(--indigo),var(--violet));
  -webkit-background-clip:text; -webkit-text-fill-color:transparent;
}
.counter-lbl { color:var(--text3); font-size:.82rem; font-weight:500; margin-top:.1rem; }

/* Floating cards on hero */
.floating-cards { position:absolute; inset:0; overflow:hidden; pointer-events:none; }
.float-card {
  position:absolute; background:var(--surface); border:1px solid var(--border);
  border-radius:var(--radius); padding:.875rem 1.1rem;
  box-shadow:var(--shadow); opacity:0;
  animation:floatUp 12s ease-in-out infinite;
}
@keyframes floatUp {
  0%   { transform:translateY(100vh) rotate(-2deg); opacity:0; }
  8%   { opacity:.8; }
  92%  { opacity:.8; }
  100% { transform:translateY(-20vh) rotate(2deg); opacity:0; }
}

.features-section { padding:6rem 2rem; background:var(--surface); position:relative; z-index:1; }
.section-tag  { display:inline-block; background:var(--indigo-light); color:var(--indigo); font-size:.72rem; font-weight:700; text-transform:uppercase; letter-spacing:.1em; padding:.3rem .9rem; border-radius:99px; margin-bottom:1rem; }
.section-title { font-family:'Outfit',sans-serif; font-weight:900; font-size:2.25rem; text-align:center; margin-bottom:.5rem; color:var(--text); }
.section-sub   { color:var(--text3); text-align:center; margin-bottom:3.5rem; font-size:.95rem; max-width:500px; margin-left:auto; margin-right:auto; }
.features-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(260px,1fr)); gap:1.25rem; max-width:1100px; margin:0 auto; }
.feature-card {
  background:var(--surface); border:1.5px solid var(--border);
  border-radius:var(--radius); padding:1.5rem;
  transition:all .25s;
}
.feature-card:hover { border-color:var(--indigo); box-shadow:var(--shadow-md); transform:translateY(-4px); }
.feature-icon { width:44px; height:44px; border-radius:.75rem; display:flex; align-items:center; justify-content:center; margin-bottom:1rem; }
.feature-card h3 { font-family:'Outfit',sans-serif; font-weight:700; margin-bottom:.3rem; font-size:.95rem; color:var(--text); }
.feature-card p  { color:var(--text3); font-size:.84rem; line-height:1.65; }

.landing-footer { border-top:1px solid var(--border); padding:2rem; text-align:center; color:var(--text3); font-size:.83rem; background:var(--surface2); position:relative; z-index:1; }

/* ══ Dashboard ════════════════════════════════════════ */
.dashboard-grid { display:grid; grid-template-columns:1fr 1fr; gap:1.1rem; margin-top:1.1rem; }
.recent-item  { display:flex; align-items:center; gap:.875rem; padding:.65rem 1.375rem; border-bottom:1px solid var(--border); }
.recent-item:last-child { border-bottom:none; }
.recent-icon  { width:34px; height:34px; border-radius:var(--radius-sm); display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.recent-name  { font-weight:600; font-size:.86rem; color:var(--text); }
.recent-date  { font-size:.73rem; color:var(--text3); }
.recent-amount{ margin-left:auto; font-family:'Outfit',sans-serif; font-weight:700; font-size:.9rem; color:var(--emerald); }
.due-list  { display:flex; flex-direction:column; gap:.75rem; padding:1.1rem 1.375rem; }
.due-item  { display:flex; align-items:center; gap:.875rem; background:var(--surface3); border:1.5px solid var(--border); border-radius:var(--radius-sm); padding:.75rem 1rem; }
.due-item.urgent { border-color:rgba(244,63,94,.3); background:var(--rose-light); }
.due-item.warn   { border-color:rgba(245,158,11,.3); background:var(--amber-light); }
.due-days  { font-family:'Outfit',sans-serif; font-weight:900; font-size:1.3rem; min-width:42px; text-align:center; }
.due-days.urgent{ color:var(--rose); } .due-days.warn{ color:var(--amber); } .due-days.ok{ color:var(--emerald); }
.due-lbl   { font-size:.65rem; color:var(--text3); text-transform:uppercase; font-weight:700; letter-spacing:.04em; }
.due-name  { font-weight:600; font-size:.86rem; color:var(--text); }
.due-amount{ margin-left:auto; font-family:'Outfit',sans-serif; font-weight:700; color:var(--text); }

/* ══ Analytics ════════════════════════════════════════ */
.analytics-grid { display:grid; grid-template-columns:2fr 1fr; gap:1.1rem; }
.analytics-full { grid-column:1/-1; }

/* ══ What-If ══════════════════════════════════════════ */
.whatif-grid { display:grid; grid-template-columns:360px 1fr; gap:1.25rem; align-items:start; }
.slider-group  { display:flex; flex-direction:column; gap:.4rem; margin-bottom:1.1rem; }
.slider-header { display:flex; justify-content:space-between; align-items:center; }
.slider-label  { font-size:.82rem; font-weight:600; color:var(--text2); }
.slider-val    { font-family:'Outfit',sans-serif; font-weight:800; color:var(--indigo); font-size:.95rem; }
input[type=range] {
  width:100%; height:5px; appearance:none;
  background:linear-gradient(90deg,var(--indigo) var(--pct,50%),var(--border) var(--pct,50%));
  border-radius:99px; outline:none; cursor:pointer;
}
input[type=range]::-webkit-slider-thumb {
  appearance:none; width:18px; height:18px; border-radius:50%;
  background:var(--indigo); border:3px solid #fff;
  box-shadow:0 2px 8px rgba(79,70,229,.35);
}
.result-cards { display:grid; grid-template-columns:1fr 1fr; gap:.875rem; margin-bottom:1.1rem; }
.result-card  { background:var(--surface2); border:1.5px solid var(--border); border-radius:var(--radius-sm); padding:.9rem; text-align:center; }
.result-label { font-size:.7rem; color:var(--text3); text-transform:uppercase; letter-spacing:.05em; margin-bottom:.2rem; font-weight:700; }
.result-val   { font-family:'Outfit',sans-serif; font-weight:800; font-size:1.25rem; color:var(--indigo); }
.result-sub   { font-size:.72rem; color:var(--text3); margin-top:.15rem; }

/* ══ Profile ══════════════════════════════════════════ */
.profile-grid { display:grid; grid-template-columns:260px 1fr; gap:1.25rem; align-items:start; }
.avatar-card  { background:var(--surface); border:1px solid var(--border); border-radius:var(--radius); padding:1.75rem; text-align:center; box-shadow:var(--shadow-sm); }
.avatar-circle{ width:72px; height:72px; border-radius:50%; background:linear-gradient(135deg,var(--indigo),var(--violet)); display:flex; align-items:center; justify-content:center; font-size:1.5rem; font-weight:800; color:#fff; margin:0 auto 1rem; box-shadow:0 8px 24px rgba(79,70,229,.25); }
.avatar-name  { font-family:'Outfit',sans-serif; font-weight:800; font-size:1.15rem; color:var(--text); }
.avatar-email { color:var(--text3); font-size:.8rem; margin:.2rem 0 1rem; }
.avatar-stats { display:flex; flex-direction:column; gap:.65rem; }
.a-stat       { background:var(--surface2); border:1px solid var(--border); border-radius:var(--radius-sm); padding:.6rem .875rem; display:flex; flex-direction:column; gap:.1rem; }
.a-stat-val   { font-family:'Outfit',sans-serif; font-weight:800; font-size:.95rem; color:var(--indigo); }
.a-stat-lbl   { font-size:.68rem; color:var(--text3); text-transform:uppercase; letter-spacing:.04em; font-weight:600; }

.pass-strength{ display:flex; align-items:center; gap:.5rem; height:1.2rem; margin-bottom:.5rem; }
.ps-bar       { flex:1; height:4px; border-radius:99px; background:var(--border); transition:all .3s; }
.ps-weak   .ps-bar { background:var(--rose); width:25%; }
.ps-fair   .ps-bar { background:var(--amber); width:50%; }
.ps-good   .ps-bar { background:var(--sky); width:75%; }
.ps-strong .ps-bar { background:var(--emerald); width:100%; }
.ps-label  { font-size:.72rem; color:var(--text3); width:4rem; }

/* ══ Monthly Summary ══════════════════════════════════ */
.monthly-summary { display:flex; flex-wrap:wrap; gap:.875rem; padding:1.25rem; }
.month-chip      { background:var(--surface2); border:1.5px solid var(--border); border-radius:var(--radius-sm); padding:.6rem .9rem; display:flex; flex-direction:column; gap:.12rem; min-width:115px; }
.month-label  { font-size:.7rem; color:var(--text3); font-weight:600; }
.month-amount { font-family:'Outfit',sans-serif; font-weight:800; color:var(--indigo); font-size:.9rem; }
.month-count  { font-size:.68rem; color:var(--text3); }

/* ══ Credit Card Visual ═══════════════════════════════ */
.cc-card { background:var(--surface); border:1px solid var(--border); border-radius:var(--radius); overflow:hidden; transition:all var(--tr); box-shadow:var(--shadow-sm); }
.cc-card:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); }
.cc-visual { height:100px; position:relative; overflow:hidden; padding:.9rem 1.1rem; background:linear-gradient(135deg,var(--indigo),var(--violet)); }
.cc-chip   { width:26px; height:18px; border-radius:3px; background:rgba(255,255,255,.3); margin-bottom:.4rem; }
.cc-number { font-family:monospace; font-size:.78rem; color:rgba(255,255,255,.8); letter-spacing:.1em; }
.cc-limit  { position:absolute; top:.9rem; right:1.1rem; text-align:right; }
.cc-limit-label { font-size:.65rem; color:rgba(255,255,255,.7); text-transform:uppercase; }
.cc-limit-val   { font-family:'Outfit',sans-serif; font-weight:800; font-size:.9rem; color:#fff; }
.cc-body { padding:.9rem 1.1rem; }
.utilization-bar  { height:7px; background:var(--surface3); border-radius:99px; overflow:hidden; margin:.3rem 0; }
.utilization-fill { height:100%; border-radius:99px; transition:width .6s ease; }
.util-low    { background:linear-gradient(90deg,var(--emerald),var(--teal)); }
.util-medium { background:linear-gradient(90deg,var(--amber),#f97316); }
.util-high   { background:linear-gradient(90deg,var(--rose),#ef4444); }

/* ══ Lender View ══════════════════════════════════════ */
.pending-alert { display:inline-flex; align-items:center; gap:.5rem; background:var(--rose-light); border:1.5px solid rgba(244,63,94,.3); color:var(--rose); border-radius:var(--radius-sm); padding:.5rem 1rem; font-size:.82rem; font-weight:600; }
.lender-loan-card { overflow:visible; }
.lender-card-header { display:flex; align-items:center; gap:1.25rem; flex-wrap:wrap; padding:1rem 1.375rem; border-bottom:1px solid var(--border); background:var(--surface2); }
.lender-card-meta   { display:flex; align-items:center; gap:.75rem; flex:1; min-width:180px; }
.lender-borrower-av { width:42px; height:42px; border-radius:50%; flex-shrink:0; background:linear-gradient(135deg,var(--violet),var(--sky)); display:flex; align-items:center; justify-content:center; font-weight:800; font-size:.85rem; color:#fff; box-shadow:0 4px 12px rgba(124,58,237,.25); }
.lender-borrower-name  { font-weight:700; font-size:.9rem; color:var(--text); }
.lender-borrower-email { font-size:.75rem; color:var(--text3); }
.lender-card-amounts{ display:flex; gap:1.5rem; flex-wrap:wrap; }
.lender-amount-item { display:flex; flex-direction:column; gap:.1rem; }
.lender-amount-label{ font-size:.68rem; text-transform:uppercase; letter-spacing:.05em; color:var(--text3); font-weight:600; }
.lender-amount-val  { font-family:'Outfit',sans-serif; font-weight:800; font-size:1rem; }
.conf-badge-alert   { background:var(--rose-light); border:1.5px solid rgba(244,63,94,.3); color:var(--rose); border-radius:99px; padding:.25rem .8rem; font-size:.72rem; font-weight:700; white-space:nowrap; margin-left:auto; }
.lender-section       { border-top:1px solid var(--border); }
.lender-section-title { display:flex; align-items:center; gap:.4rem; padding:.65rem 1.375rem; font-size:.72rem; font-weight:700; color:var(--text3); text-transform:uppercase; letter-spacing:.06em; background:var(--surface2); }
.conf-payments-list   { padding:.75rem 1.375rem; display:flex; flex-direction:column; gap:.4rem; }
.conf-payment-row     { display:flex; align-items:center; justify-content:space-between; gap:.75rem; padding:.6rem .875rem; background:var(--surface2); border:1.5px solid var(--border); border-radius:var(--radius-sm); flex-wrap:wrap; }
.conf-payment-info    { display:flex; align-items:center; gap:.75rem; flex-wrap:wrap; }
.conf-payment-amount  { font-family:'Outfit',sans-serif; font-weight:700; color:var(--emerald); font-size:.88rem; }
.conf-payment-date    { color:var(--text3); font-size:.78rem; }
.conf-payment-mode    { font-size:.68rem; background:var(--surface3); border-radius:99px; padding:.12rem .5rem; color:var(--text3); border:1px solid var(--border); }
.conf-payment-status  { display:flex; align-items:center; gap:.5rem; flex-wrap:wrap; }
.btn-confirm { padding:.3rem .8rem; border-radius:.4rem; font-size:.76rem; font-weight:700; background:var(--teal-light); border:1.5px solid rgba(13,148,136,.3); color:var(--teal); cursor:pointer; transition:all var(--tr); }
.btn-confirm:hover { background:rgba(13,148,136,.2); }
.btn-dispute { padding:.3rem .8rem; border-radius:.4rem; font-size:.76rem; font-weight:700; background:var(--rose-light); border:1.5px solid rgba(244,63,94,.3); color:var(--rose); cursor:pointer; transition:all var(--tr); }
.btn-dispute:hover { background:rgba(244,63,94,.2); }
.btn-danger-action { padding:.5rem 1rem; border-radius:var(--radius-sm); font-size:.82rem; font-weight:700; background:linear-gradient(135deg,var(--rose),#dc2626); color:#fff; border:none; cursor:pointer; }
.conf-badge      { font-size:.72rem; font-weight:600; padding:.2rem .55rem; border-radius:.35rem; }
.conf-pending    { background:var(--amber-light);   color:var(--amber); }
.conf-confirmed  { background:var(--emerald-light); color:var(--emerald); }
.conf-disputed   { background:var(--rose-light);    color:var(--rose); }
.conf-note-text  { font-size:.75rem; color:var(--text3); font-style:italic; }
.notes-thread    { padding:.5rem 1.375rem; display:flex; flex-direction:column; gap:.5rem; max-height:240px; overflow-y:auto; }
.note-bubble     { max-width:80%; padding:.65rem .9rem; border-radius:.75rem; font-size:.83rem; line-height:1.5; position:relative; }
.note-borrower   { align-self:flex-start; background:var(--surface3); border:1px solid var(--border); border-bottom-left-radius:.25rem; }
.note-lender     { align-self:flex-end; background:var(--indigo-light); border:1.5px solid rgba(79,70,229,.2); border-bottom-right-radius:.25rem; }
.note-author  { font-size:.7rem; font-weight:700; color:var(--text3); margin-bottom:.15rem; }
.note-text    { color:var(--text); }
.note-time    { font-size:.68rem; color:var(--text3); margin-top:.2rem; }
.note-delete  { position:absolute; top:.35rem; right:.35rem; background:none; border:none; color:var(--text3); cursor:pointer; font-size:.9rem; opacity:0; transition:opacity .2s; }
.note-bubble:hover .note-delete { opacity:1; }
.note-input-row { display:flex; gap:.5rem; padding:.75rem 1.375rem .9rem; border-top:1px solid var(--border); }
.note-input { flex:1; }
.link-status-area  { padding:.4rem 1.375rem .5rem; }
.llink-badges      { display:flex; flex-wrap:wrap; gap:.4rem; }
.llink-badge       { font-size:.7rem; padding:.22rem .6rem; border-radius:99px; font-weight:600; }
.llink-active      { background:var(--emerald-light); border:1px solid rgba(16,185,129,.3); color:var(--emerald); }
.llink-pending     { background:var(--amber-light);   border:1px solid rgba(245,158,11,.3); color:var(--amber); }
.llink-warn        { background:var(--rose-light);    border:1px solid rgba(244,63,94,.3);  color:var(--rose); }
.existing-link-row { display:flex; align-items:center; justify-content:space-between; padding:.55rem .875rem; background:var(--surface2); border:1.5px solid var(--border); border-radius:var(--radius-sm); margin-bottom:.4rem; }
.link-email        { font-size:.86rem; font-weight:600; color:var(--text); margin-right:.5rem; }
.link-status-badge { font-size:.72rem; font-weight:600; }
.status-active     { color:var(--emerald); } .status-pending { color:var(--amber); }
.link-success      { background:var(--emerald-light); border:1.5px solid rgba(16,185,129,.3); color:var(--teal); border-radius:var(--radius-sm); padding:.75rem 1rem; font-size:.85rem; line-height:1.65; }

/* ══ Utility ══════════════════════════════════════════ */
.text-teal    { color:var(--teal); }
.text-gold    { color:var(--amber); }
.text-rose    { color:var(--rose); }
.text-violet  { color:var(--violet); }
.text-indigo  { color:var(--indigo); }
.text-emerald { color:var(--emerald); }
.text-muted   { color:var(--text3); }
.fw-700       { font-weight:700; }
.font-outfit  { font-family:'Outfit',sans-serif; }

/* ══ Responsive ═══════════════════════════════════════ */
@media (max-width:1100px) { .whatif-grid, .analytics-grid, .dashboard-grid { grid-template-columns:1fr; } }
@media (max-width:900px) {
  .sidebar { transform:translateX(-100%); box-shadow:var(--shadow-lg); }
  .sidebar.open { transform:translateX(0); }
  .main-content { margin-left:0; }
  .hamburger { display:flex; }
  .cards-4 { grid-template-columns:repeat(2,1fr); }
  .cards-3 { grid-template-columns:repeat(2,1fr); }
  .profile-grid { grid-template-columns:1fr; }
}
@media (max-width:600px) {
  .cards-2,.cards-4,.cards-3 { grid-template-columns:1fr; }
  .form-row { grid-template-columns:1fr; }
  .page-content { padding:1rem; }
  .result-cards { grid-template-columns:1fr; }
  .landing-nav-links a:not(.nav-cta) { display:none; }
  .hero { padding:5rem 1.25rem 3rem; }
}

/* ══ Page-specific fixes (peer-loans, bank-loans, credit-cards) ══════════ */
.page-actions { margin-bottom:1.25rem; }
.loan-grid    { display:grid; grid-template-columns:repeat(auto-fill,minmax(320px,1fr)); gap:1.1rem; }
.loan-actions { display:flex; gap:.5rem; flex-wrap:wrap; padding:.75rem 1.375rem; border-top:1px solid var(--border); background:var(--surface2); }
.lc-closed    { opacity:.7; }
.lc-closed .loan-name::after { content:' (Closed)'; font-size:.72rem; color:var(--text3); font-weight:400; }

.empty-page   { text-align:center; padding:4rem 2rem; background:var(--surface); border:1.5px dashed var(--border); border-radius:var(--radius); }
.ep-icon      { font-size:3rem; margin-bottom:1rem; }
.ep-title     { font-family:'Outfit',sans-serif; font-weight:800; font-size:1.25rem; color:var(--text); margin-bottom:.4rem; }
.ep-sub       { color:var(--text3); font-size:.875rem; margin-bottom:1.25rem; max-width:380px; margin-left:auto; margin-right:auto; }

/* Loan card inner elements */
.loan-bank .progress-bar-fill { background:linear-gradient(90deg,var(--amber),#f97316)!important; }
.loan-card-emi { display:flex; align-items:center; justify-content:space-between; padding:.6rem 1.375rem; background:linear-gradient(90deg,var(--indigo-light),var(--violet-light)); border-top:1px solid rgba(79,70,229,.15); font-size:.82rem; }
.loan-card-emi strong { font-family:'Outfit',sans-serif; font-weight:800; color:var(--indigo); }

/* Pie legend */
.pl-item  { display:flex; align-items:center; gap:.5rem; font-size:.8rem; }
.pl-dot   { width:10px; height:10px; border-radius:50%; flex-shrink:0; }
.pl-label { color:var(--text2); }
.pl-pct   { font-weight:700; color:var(--text); margin-left:auto; }

/* ══ Modal improvements ══════════════════════════════ */
.modal form { padding:1.375rem; }
.modal .form-group { margin-bottom:.875rem; }
.modal .form-group:last-of-type { margin-bottom:0; }
.modal-body { padding:1.375rem; }
.modal-footer { padding:.875rem 1.375rem; border-top:1px solid var(--border); display:flex; justify-content:flex-end; gap:.75rem; background:var(--surface2); }

/* Quick pay modal specifics */
.qpay-amount { font-family:'Outfit',sans-serif; font-size:2rem; font-weight:900; color:var(--indigo); text-align:center; margin:.5rem 0; }
.qpay-label  { font-size:.75rem; color:var(--text3); text-align:center; text-transform:uppercase; letter-spacing:.06em; }

/* Form inside modal fix */
.modal select.form-control,
.modal input.form-control { background:var(--surface2); }
.modal .form-actions { border-top:1px solid var(--border); padding-top:1rem; margin-top:1rem; }

/* Loan actions row */
.loan-actions { display:flex; gap:.4rem; flex-wrap:wrap; }
